Chapter 1

باب 1

(1) باب الْكَفَالَةِ فِي الْقَرْضِ وَالدُّيُونِ بِالأَبْدَانِ وَغَيْرِهَا

(1) Chapter: Al-Kafala (TH)
2
قَالَ أَبُو عَبْدِ اللَّهِ وَقَالَ اللَّيْثُ حَدَّثَنِي جَعْفَرُ بْنُ رَبِيعَةَ، عَنْ عَبْدِ الرَّحْمَنِ بْنِ هُرْمُزَ، عَنْ أَبِي هُرَيْرَةَ ـ رضى الله عنه ـ عَنْ رَسُولِ اللَّهِ صلى الله عليه وسلم " أَنَّهُ ذَكَرَ رَجُلاً مِنْ بَنِي إِسْرَائِيلَ سَأَلَ بَعْضَ بَنِي إِسْرَائِيلَ أَنْ يُسْلِفَهُ أَلْفَ دِينَارٍ، فَقَالَ ائْتِنِي بِالشُّهَدَاءِ أُشْهِدُهُمْ. فَقَالَ كَفَى بِاللَّهِ شَهِيدًا. قَالَ فَأْتِنِي بِالْكَفِيلِ. قَالَ كَفَى بِاللَّهِ كَفِيلاً. قَالَ صَدَقْتَ. فَدَفَعَهَا إِلَيْهِ إِلَى أَجَلٍ مُسَمًّى، فَخَرَجَ فِي الْبَحْرِ، فَقَضَى حَاجَتَهُ، ثُمَّ الْتَمَسَ مَرْكَبًا يَرْكَبُهَا، يَقْدَمُ عَلَيْهِ لِلأَجَلِ الَّذِي أَجَّلَهُ، فَلَمْ يَجِدْ مَرْكَبًا، فَأَخَذَ خَشَبَةً، فَنَقَرَهَا فَأَدْخَلَ فِيهَا أَلْفَ دِينَارٍ، وَصَحِيفَةً مِنْهُ إِلَى صَاحِبِهِ، ثُمَّ زَجَّجَ مَوْضِعَهَا، ثُمَّ أَتَى بِهَا إِلَى الْبَحْرِ، فَقَالَ اللَّهُمَّ إِنَّكَ تَعْلَمُ أَنِّي كُنْتُ تَسَلَّفْتُ فُلاَنًا أَلْفَ دِينَارٍ، فَسَأَلَنِي كَفِيلاً، فَقُلْتُ كَفَى بِاللَّهِ كَفِيلاً، فَرَضِيَ بِكَ، وَسَأَلَنِي شَهِيدًا، فَقُلْتُ كَفَى بِاللَّهِ شَهِيدًا، فَرَضِيَ بِكَ، وَأَنِّي جَهَدْتُ أَنْ أَجِدَ مَرْكَبًا، أَبْعَثُ إِلَيْهِ الَّذِي لَهُ فَلَمْ أَقْدِرْ، وَإِنِّي أَسْتَوْدِعُكَهَا. فَرَمَى بِهَا فِي الْبَحْرِ حَتَّى وَلَجَتْ فِيهِ، ثُمَّ انْصَرَفَ، وَهْوَ فِي ذَلِكَ يَلْتَمِسُ مَرْكَبًا، يَخْرُجُ إِلَى بَلَدِهِ، فَخَرَجَ الرَّجُلُ الَّذِي كَانَ أَسْلَفَهُ، يَنْظُرُ لَعَلَّ مَرْكَبًا قَدْ جَاءَ بِمَالِهِ، فَإِذَا بِالْخَشَبَةِ الَّتِي فِيهَا الْمَالُ، فَأَخَذَهَا لأَهْلِهِ حَطَبًا، فَلَمَّا نَشَرَهَا وَجَدَ الْمَالَ وَالصَّحِيفَةَ، ثُمَّ قَدِمَ الَّذِي كَانَ أَسْلَفَهُ، فَأَتَى بِالأَلْفِ دِينَارٍ، فَقَالَ وَاللَّهِ مَا زِلْتُ جَاهِدًا فِي طَلَبِ مَرْكَبٍ لآتِيَكَ بِمَالِكَ، فَمَا وَجَدْتُ مَرْكَبًا قَبْلَ الَّذِي أَتَيْتُ فِيهِ. قَالَ هَلْ كُنْتَ بَعَثْتَ إِلَىَّ بِشَىْءٍ قَالَ أُخْبِرُكَ أَنِّي لَمْ أَجِدْ مَرْكَبًا قَبْلَ الَّذِي جِئْتُ فِيهِ. قَالَ فَإِنَّ اللَّهَ قَدْ أَدَّى عَنْكَ الَّذِي بَعَثْتَ فِي الْخَشَبَةِ فَانْصَرِفْ بِالأَلْفِ الدِّينَارِ رَاشِدًا ".

Narrated Abu Huraira:
The Prophet (ﷺ) said, "An Israeli man asked another Israeli to lend him one thousand Dinars. The second man required witnesses. The former replied, 'Allah is sufficient as a witness.' The second said, 'I want a surety.' The former replied, 'Allah is sufficient as a surety.' The second said, 'You are right,' and lent him the money for a certain period. The debtor went across the sea. When he finished his job, he searched for a conveyance so that he might reach in time for the repayment of the debt, but he could not find any. So, he took a piece of wood and made a hole in it, inserted in it one thousand Dinars and a letter to the lender and then closed (i.e. sealed) the hole tightly.He took the piece of wood to the sea and said. 'O Allah! You know wellthat I took a loan of one thousand Dinars from so-and-so. He demanded a surety from me but I told him that Allah's Guarantee was sufficient and he accepted Your guarantee. He then asked for a witness and I toldhim that Allah was sufficient as a Witness, and he accepted You as a Witness. No doubt, I tried hard to find a conveyance so that I could pay his money but could not find, so I hand over this money to You.' Saying that, he threw the piece of wood into the sea till it went out far into it, and then he went away. Meanwhile he started searching fora conveyance in order to reach the creditor's country. One day the lender came out of his house to see whether a ship had arrived bringing his money, and all of a sudden he saw the piece of wood in which his money had been deposited. He took it home to use forfire. When he sawed it, he found his money and the letter inside it. Shortly after that, the debtor came bringing one thousand Dinars to him and said, 'By Allah, I had been trying hard to get a boat so that I could bring you your money, but failed to get one before the one I have come by.' The lender asked, 'Have you sent something to me?' The debtor replied, 'I have told you I could not get a boat other than theone I have come by.' The lender said, 'Allah has delivered on your behalf the money you sent in the piece of wood. So, you may keep your one thousand Dinars and depart guided on the right path.' " (TH)

Reference (TH): Sahih al-Bukhari 2291 (TH)

In-book reference (TH): Book 39, Hadith 2 (TH)

USC-MSA web (English) reference(deprecated numbering scheme): Vol. 3, Book 37, Hadith 488 (TH)

FAQs: (TH)

Zakat is not accumulated on income or your monthly wage. It's the value of assets you've had for a year that determines your zakat obligation.
The new Islamic year is set to begin on [date]. The new Islamic year begins on the 1st of Muharram. The Gregorian date may vary.
The most important Kalma is the first Kalma (Kalma Tayyab) since it is essential for a Muslim to be a true believer.
The names of the six Kalmas are Kalma Tayyab, Kalma Shahadat, Kalma Tamjeed, Kalma Tauheed, Kalma Astaghfaar, and Kalma Radd-e-Kufr.
Reciting and memorizing the six Kalmas strengthens faith, invokes spiritual purity and tranquility, and washes away sins.
A part of the second Kalma (Kalma Shahadat) is recited during Tashahud in Namaz to reaffirm our belief in the oneness of Allah and in the Prophet being His last messenger.
Every Muslim is bound to pay zakat annually. The amount of money you give will be based on your accumulated wealth over the hijri year.
The shortest answer is yes. However, calculating business zakat can contain a lot of complexities, such as business expenses, inventory, and debts. It is best to consult with scholars or experts to ensure accurate calculations.
Yes, your zakat calculation is considered confidential between you and Allah (سُبْحَانَهُ وَتَعَالَى). There is no obligation to disclose the exact amount of your zakat to others.
Yes, zakat is payable on the gold you wear.
Personal residences, regardless of their value, are not counted as part of zakat calculations.
Unsettled loans are deducted from your assets when calculating zakat. If you owe money to others, it diminishes the overall value of your wealth, potentially affecting your zakat obligation.
The 12th and last month of the Hijri calendar is Dhu’l-Hijjah.
Yes, you can choose to pay your calculated zakat every month.
Certain categories of people, such as wealthy individuals whose wealth exceeds the nisab threshold, are not eligible to receive zakat. Additionally, close relatives and dependents are generally not eligible to receive zakat from you.
Zakat recipients generally include the needy, those who are working to establish themselves, those in debt, those who are engaged in the distribution and collection of zakat, and travelers.
Zakat is not directly calculated on income. Instead, it's based on accumulated wealth over a lunar year. Income taxes are not a direct factor in zakat's calculations.
No, it is not necessary to disclose the amount of zakat you give to those in need. On the other hand, sharing your purpose behind giving zakat can encourage others to fulfil their charitable obligations and foster a beautiful culture of giving.
Salah is the second pillar of Islam and obligatory for every mature and sane Muslim. Muslims offer Salah to praise Allah, talk to Him, ask for forgiveness and mercy, and to connect with Him.
Closing one's eyes during Salah is considered Makruh (undesirable) because Muslims are essentially commanded to look at the place of prostration while praying. However, it may be permissible and even prioritized if one feels that keeping his eyes closed helps focus and concentrate during prayer.
While praying, Muslims should look at the place of prostration (during Qiyam), at their feet (during Ruku), the tip of their nose (during Sujood), at their lap (during Qu’ood), and at their shoulders (while performing Salah).
Yes. Although men must ideally offer prayers in the mosque, they can be offered anywhere except rubbish dumps, bathrooms, and graveyards.
Yes. You can wear gloves while offering prayers since it is not mandatory for your hand to touch the ground directly during Sujood (prostration).
Al-Ghani (The Rich, The Independent, The Wealthy) and Al-Razzaq (The All-Provider) should be recited for barakah and abundance in rizq and wealth.
Books, essays, and videos are just some of the many options for digging more into tasbihat's history and philosophy. Islamic scholars and websites often guide Dhikr practices and tasbihat.
Tasbihat are considered optional acts of worship in Islam. While not obligatory, engaging in Dhikr and tasbihat is highly recommended and carries excellent spiritual rewards.
Before performing any act of worship, including tasbihat, it is important to have a definite intention, also known as a niyyah. It is important to have a pure intention, with the end goal of remembering and glorifying Allah سُبْحَانَهُ وَتَعَالَى.
The practice of tasbihat is not restricted to the period in which a person is praying but can be done at any time. No matter if they are sitting at a desk, in a queue, or on the road. Islam requires its followers to constantly keep Allah سُبْحَانَهُ وَتَعَالَى in mind.
The number of times one should recite tasbihat is not set in stone. Even though it is customary to say the tasbihat (SubhanAllah سُبْحَانَ الله, Alhamdulillah الْحَمْدُ لِلَّهِ, and Allahu Akbar اللَّهُ أَكْبَرُ ) 33 times after prayers, Muslims are free to do it as often as they like.
The most common tasbihat are phrases glorifying and remembering Allah سُبْحَانَهُ وَتَعَالَى , including "SubhanAllah (سُبْحَانَ الله)" (Glory be to Allah ), "Alhamdulillah (الْحَمْدُ لِلَّهِ)" (Praise be to Allah), "Allahu Akbar (اللَّهُ أَكْبَرُ)" (Allah is the Greatest), and "La ilaha illallah (لَا إِلَـٰهَ إِلَّا اللَّهُ)" (There is no god but Allah). Other common phrases include Istighfar (seeking forgiveness) and Darood Sharif (blessings on the Prophet Muhammad ﷺ).
The most mentioned name of Allah in the Holy Quran is Al-Ghafur (The Ever-Forgiving). It occurs 91 times.
The 13 attributes of Allah are Oneness, Existence, Everlastingness, Eternity, Power, Will, Non-neediness of others, Knowledge, Sight, Hearing, Speech, Life, and Non-resemblance to His creation.
Yes. The 99 names of Allah have been revealed to Muslims in the Holy Quran.
Al-Muhaymin (The Protector) should be recited to seek protection from all evils.
Yes, tasbihat can be done in a group setting. Gatherings of Muslims for Dhikr include reciting tasbihat, praising Allah سُبْحَانَهُ وَتَعَالَى, and showering blessings upon the Prophet Muhammad ﷺ.
Ash-Shafee (The Healer) should be recited for good health.
Islamic media helps in the dissemination of authentic facts and knowledge about Islam and its teachings with the help of lectures, talk shows, podcasts, and Q&A sessions.
One should make sure before making any Islamic content that it is within the bounds of Islamic rules and regulations and is 100% authentic and genuine.
Those who aspire to become Muslim speakers and scholars must acquire a great deal of knowledge in Islam, the Holy Quran, and Sunnah, in addition to Sharia and Islamic jurisprudence, from authentic circles of knowledge.
Hajj {year} is set to begin from the evening of [Date] until the evening of [Date]. Hajj is performed from the 8th to the 13th of Dhu’l-Hijjah. The Gregorian dates vary each year.
Ramadan {year} will start on [Date] and will continue for 29 or 30 days based on the moon’s sighting. Fasting starts from 1st Ramadan and lasts till the moon of Shawwal is sighted.
Rabi ul Awal {year} is expected to begin on [date]. Rabi ul Awal is the month in which the Prophet Muhammad was born. This month is marked with celebrations, acts of charity, and goodwill.
The month of Safar {year} is to commence on [date]. The Prophet Muhammad suffered many hardships during the month of Safar. He recommended engaging in ibadah and saying astaghfar in this month to remain in Allah's protection and favor.
Ashura {year} is on [date]. Ashura means the 10th. Specifically, it refers to the 10th of Muharram, which is an important date in Islamic theology.
Muharram marks the beginning of a new Islamic calendar, and so it is the 1st month.