(32) باب فِي الاِسْتِعَاذَةِ
Narrated AbuSa'id al-Khudri:
One day the Messenger of Allah (ﷺ) entered the mosque. He saw there a man from the Ansar called AbuUmamah. He said: What is the matter that I am seeing you sitting in the mosque when there is no time of prayer? He said: I am entangled in cares and debts, Messenger of Allah. He replied: Shall I not teach you words by which, when you say them, Allah will remove your care, and settle your debt? He said: Why not, Messenger of Allah? He said: Say in the morning and evening: "O Allah, I seek refuge in Thee from care and grief, I seek refuge in Thee from incapacity and slackness, I seek refuge in Thee from cowardice and niggardliness, and I seek in Thee from being overcome by debt and being put in subjection by men." He said: When I did that Allah removed my care and settled my debt.
Reference: Sunan Abi Dawud 1555
In-book reference: Book 8, Hadith 140
English translation: Book 8, Hadith 1550