(32) باب بَيَانِ أَنَّ الْيَدَ الْعُلْيَا خَيْرٌ مِنْ الْيَدِ السُّفْلَى وَأَنَّ الْيَدَ الْعُلْيَا هِيَ الْمُنْفِقَةُ وَأَنَّ السُّفْلَى هِيَ الْآخِذَةُ
Abu Umama reported Allah's Messenger (ﷺ) as saying:
O son of Adam, it is better for you if you spend your surplus (wealth), but if you withhold it, it is evil for you. There is (however) no reproach for you (if you withhold means necessary) for a living. And begin (charity) with your dependents; and the upper hand is better than the lower hand.
Reference: Sahih Muslim 1036
In-book reference: Book 12, Hadith 125
USC-MSA web (English) reference(deprecated numbering scheme): Book 5, Hadith 2256