Yahya said that Malik spoke about a man who loaned another manmoney and then the debtor asked him to leave it with him as a qirad.Malik said, "I do not like that unless he takes his money back fromhim, and then pays it to him as a qirad if he wishes or if he wisheskeep it."Malik spoke about an investor who paid a man qiradmoney and the man told him that it was collected with him and askedhim to write it for him as a loan. He said, "I do not like that unlesshe takes his money from him and then lends it to him or keeps it as hewishes. That is only out of fear that he has lost some of it, andwants to defer it so that he can make up what has been lost of it.That is disapproved of and is not permitted and it is not good."
USC-MSA web (English) reference: Book 32, Hadith 14